Business Insurance
How Much Does Small Business Insurance Cost in 2025?
Real premium ranges for general liability, BOP, professional liability, and workers comp — by industry, revenue band, and state.
Priya Raman · 8 min read
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Business Insurance
General liability, BOPs, professional liability, and workers comp — explained for owners who don't want to read a policy form.
Top policy comparisons
Side-by-side view of the most common coverage choices in this category.
| Feature | GL | BOP Most popular | E&O |
|---|---|---|---|
| Covers bodily injury claims | |||
| Covers property damage to your stuff | |||
| Covers professional advice claims | |||
| Typical annual cost | $400–$1,500 | $500–$3,000 | $600–$2,500 |
Latest business insurance guides
Business Insurance
What Is a BOP Policy? Business Owner's Policy Explained
BOPs bundle the two coverages every small business actually needs. Here's what's inside, what's excluded, and when to upgrade to a commercial package.
Daniel Okafor · 6 min read