Insurance calculators

Four free planning tools. Coverage calculations use the inputs you provide; premium figures are illustrative model outputs, not live insurer quotes or verified market rates. For an actual price, contact a licensed provider in your area.

Try the new DIME method calculator. New to coverage sizing? Read our guide: How much life insurance do I need? (the DIME method) — it explains every input in the life calculator below.

Life insurance coverage calculator

DIME method — debts, income, mortgage, education.

Annual income ($)Years of income to replaceMortgage balance ($)Other debts ($)Future education costs ($)Liquid assets to subtract ($)

Recommended coverage

$1,175,000

Round up to the nearest $100,000 when shopping for term policies.

Term life premium estimator

Estimated monthly premium for a healthy applicant.

AgeCoverage amount ($)Term length (years)Tobacco user? Yes

Estimated monthly premium

$8.00 / mo

Real quotes vary by carrier and health class. Get 3 quotes before buying.

Business insurance cost estimator

Combined GL + workers comp + E&O annual estimate.

Annual revenue ($)Number of employeesRisk class

General liability

$4000

Workers comp

$4250

E&O

$850

Total estimated annual premium

$9,100

Compare 3 commercial carriers — premiums for the same coverage often vary 30%+.

Auto insurance cost estimator

Rough monthly premium for a single driver / single vehicle.

Driver ageVehicle value ($)Coverage typeDriving record

Estimated monthly premium

$155 / mo

Shop 5+ carriers — auto premiums for the same risk often vary 40%.